Anyone that invests in retirement plans through an employer already uses dollar cost averaging (DCA). Its quite simply the easiest and surest way to grow your investments over time. DCA takes the psychological burden of the daily stock market grind out of your hands and with constant, periodic, investments that can capitalize on the down trends in the market and reap the benefits of the up markets.

In Episode 16 Kevin takes advantage of Kentucky Derby week to talk about the difference in investing, speculating and gambling. Setting guardrails for how much money you put into each category can set you up for success in the future and make each an enjoyable adventure.