Stream of Consciousness
- Episode 28 – How we saved $20k in travel in 2023!
Episode 28 covers our breakdown of travel in 2023 and how we took advantage of our credit card points and other travel programs. Focusing primarily on Southwest Companion Pass and Marriott Bonvoy as the two main programs. But also how Reign Over Money utilizes different credit cards from Chase and CapitalOne to overcome the expenses of travel.
- Episode 27 – Montel Carlo and Sequence of Return Risk
In this episode Reign Over Money shows a common tool financial advisors use in retirement planning and how to have some fun with it. The introduction of a Monte Carlo simiulation also helps to highlight what is called Sequence of Return Risk and why individuals should care about that near and in retirement.
Nice screen grab YouTube!! - The Reign Over Money Diamond
After 25 episodes we’ve completed our way to the top! These building blocks are what I believe lead to a sound, fundamental base for an individual or family to have a strong personal financial understanding. Each episode deals with a topic and starting in 2024 we will spend multiple episodes on each of the parts of the diamond. Enjoy!
- Episode 25 – Estate Planning for the 99%
Reign Over Money talks about the importance of having a fundamental estate plan no matter your asset size. Simple items like; retirement account beneficiaries, life insurance and wills among other topics most people should work towards having are discussed.
- Episode 24 – Weighing Wants vs. Needs
In Episode 24, Kevin talks about the major problem facing many people, how to control the variable expenses (wants) versus needs; those absolute needs (shelter, food) and allowable needs. This episode gives some ideas and food for thought on focusing on how to lower variable costs or wants to get to the ultimate goal of creating a surplus in income versus expense on a month to month basis.
I spent most of my career in the annuity marketing world. Timely article, I’ll be talking about annuities on the #Podcast this week. #annuities
I’m 73 and my financial adviser told me to buy $1.5 million in annuities — should I do this?
Do your own research but do not get sucked into crap like this…
After Nvidia’s latest blowout, here are 20 AI stocks expected to rise as much as 44%
$NVDA has been a blast but time to be smart about this. Set it to drop some shares at a 7% trailing price. Portfolio value a little too much for my comfort level. #stocks #personalfinance